With the Current Account Switch Service you can choose a switch date to suit you. You’ll find the main benefits of the service below: Switch on your terms. The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free whether you’re a consumer, small charity or small business. Earn up to 15% cashback with Everyday Offers from selected retailers.You won’t earn interest on any balance over £5,000.Įach calendar month, just pay at least £1,000 into your account, keep your balance above £0, and pay out at least two different Direct Debits. p.a.) variable on any part of the balance from £4,000 up to and including £5,000. You are responsible for paying any tax due to HMRC. (2.96% gross Gross Gross rate means that no tax will be automatically deducted from interest on your behalf. This allows you to compare more easily what return you can expect over time. p.a.) variable on balances from £1 up to and including £3,999.99, and 3.00% AER Annual Equivalent Rate This illustrates what the interest rate would be if interest was paid and compounded once each year. (1.49% gross Gross Gross rate means that no tax will be automatically deducted from interest on your behalf. Variable credit interest of 1.50% AER Annual Equivalent Rate This illustrates what the interest rate would be if interest was paid and compounded once each year. Earn monthly credit interest with Vantage.
Manage your account conveniently with access to Internet Banking, our award winning Mobile Banking App 1 or on your iPad using Express Login. Arranged overdrafts are subject to application and approval, and are repayable on demand. We will let you know this rate in the pre contract credit information we give you if you apply for an arranged overdraft. The daily arranged overdraft interest rate will be based on how you manage any accounts with us and on the credit information we hold about you. Once your 3 month interest-free period ends we will charge interest daily. 3 month 0% arranged overdraft when you switch.Benefits of switching to Bank of Scotland.
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